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Flamenco dancer, Jose Greco, took out an insurance policy through Lloyd''s of London against his pants splitting during a performance.
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Featured Article Continued
- Benefits Planning
Part of any
strategy should continue to be employee education ? not only
as it relates to the cost of care, but also how it relates
to the company's bottom line. As a stakeholder in the
company, employees should be well informed about the impact
health care has on the health of their company. Using health
benefits wisely is the best way to ensure an employer can
continue to offer them.Involve your employees.
Share information through news articles and materials
from your carrier. Encourage employees to participate in
wellness and prevention services, including annual
physicals, health risk assessments, plan of treatment
compliance and medical management programs. Active
involvement will positively impact your cost.
Survey your population.
Do you know how much your employees are willing to share
in the cost of having health benefits? There is a school of
thought that as employees increasingly share in the cost of
health insurance, health care costs will begin to stabilize.
Increasing cost-sharing can be a painful yet necessary
task in responding to skyrocketing health care costs. While
affordability is a key element in providing health benefits,
the use and employee management of those benefits is vital.
Developing and implementing a health benefits contribution
strategy that can work for you takes time. Today is as good
a day as any to start.
PETER JOSEPH is senior vice president for commercial sales
for VISTA, a health benefits company headquartered in South
Florida with more than 330,000 members. VISTA, through its
affiliated companies, Vista Healthplan Inc., Vista
Healthplan of South Florida Inc. and Vista Insurance Plan
Inc., offers a choice of health benefit plans including
health maintenance organization (HMO), preferred provider
organization (PPO) and point-of-service (POS). Reach Joseph
through VISTA's Web site,
http://www.vistahealth plan.com, or at (954) 858-3000.
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